“首付”用英语怎么说？

【朗读以下例句，并用今日表达造句】

It has cost half of her savings to make a 10 percent down payment on the car.

The president wants to make it easier for small businesses to get bank loans.

She got behind with her mortgage and the house was repossessed.

【语音精讲】

【精讲部分】

1

down payment 首付

常说

make a (...%) down payment on sth

交了（......%）的首付购买

【解释】

If you make a down payment on something, you pay only a percentage of the total cost when you buy it. You then finish paying for it later, usually by paying a certain amount every month.

指的是，你在买东西的时候先只付总费用的一部分。之后，你再每月支付一定的金额。

【例句】

It has cost half of her savings to make a 10 percent down payment on the car.

为了付那辆车10%的首付，她花了一半的积蓄。

【拓展】

pay in/by instal(l)ments分期付款

pay in/by interest-free instal(l)ments免息分期付款

【例句】

A: "The new iPhone is too expensive. I don't think I can afford it."

B: "Well, you can buy it online / and pay in instalments. And it's interest-free!"

A:“新款iPhone太贵了，我想我买不起了。”

B:嗯，你可以在网上买，然后分期付款。还是免息的!”

pay in a lump sum 一次性付款

【例句】

You can pay for this car / either in a lump sum / or in monthly installments.

这辆车的钱，您可以一次付清，也可以按月分期付款。

2

loan /ləʊn/ 贷款

student loan 学生助学贷款

bank loan 银行贷款

【解释】

A loan is a sum of money that you borrow.

【例句】

The president wants to make it easier for small businesses to get bank loans.

总统想使小公司能更容易地获得银行贷款。

3

mortgage n.房贷；v.抵押房产

/ˈmɔːrɡɪdʒ/

搭配：

apply for/take out/pay off a mortgage

申请/取得/还清抵押货款

mortgage rates 按揭货款利率

【解释】

A mortgage is a loan of money which you get from a bank or savings and loan association in order to buy a house.

【例句】

She got behind with her mortgage and the house was repossessed.

她拖欠了房贷，房子被收回了。