美国人存不了钱，这究竟是为什么？

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英文学习笔记：

live paycheck to paycheck 月光族

budget n. 预算，开支

responsibility n. 责任

spending limit 支出限度

I always wondering that do Americans have the habit of saving?

我很好奇，美国人有存钱的习惯吗？

 

I wish I could have saved money in the US. The fact is that a lot of times, people live paycheck to paycheck. It’s expensive saving money in America but if you are one of those lucky middle class people, with proper budgeting, you can save and people like to do it.

我也希望能够在美国有存款。但真相是，人们都是月光族。在美国存钱很难，除非你是幸运的中产阶级，在合理的预算之下，你就能够存下一笔钱，他们都喜欢那么干。

 

What is your attitude towards money?

你的金钱观是什么？

 

Money is a strange thing. The more you have, the more responsibility you have to do the right thing.

钱是一个很奇怪的东西。你的钱越多，你就越能有能力去做正确的事情。

 

I heard the American credit card is developed. How to own a credit card, do it need some requirements?

我听说美国的信用卡业很发达，怎样才能拥有一张信用卡呢？有什么要求吗？

 

It used to be so easy to get a credit card with no spending limit on it and that’s one of the reasons so many people lost their houses, cars, etc. I’ve never owned and never will own a credit card so I can’t answer any specific questions how to get them.

申请一张不限额的信用卡很容易，这就是为什么这么多人失去了他们的房子、车子等东西。我从来没有，也不想有信用卡。因此，很难回答这个问题。