2016年6月英语六级听力真题-第1套-录音2

【真题完整试卷在”公-重-浩“：超能资料库】

听力试题、听力原文、答案：

一、听力试题：

19. A) Pay back their loans to the American government.

B) Provide loans to those in severe financial difficulty.

C) Contribute more to the goal of a wider recovery.

D) Speed up their recovery from the housing bubble.

20. A) Some banks may have to merge with others.

B) Many smaller regional banks are going to fail.

C) It will be hard for banks to provide more loans.

D) Many banks will have to lay off some employees.

21. A) It will work closely with the government.

B) It will endeavor to write off bad loans.

C) It will try to lower the interest rate.

D) It will try to provide more loans.

22. A) It won't help the American economy to turn around.

B) It won't do any good to the major commercial banks.

C) It will win the approval of the Obama administration.

D) It will be necessary if the economy starts to shrink again.

二、听力原文

As U.S. banks recovered with the help of the American government and the American taxpayer, President Obama held meetings with top bank executives, telling them it's time to return the favor. "The way I see it are banks now having a greater obligation to the goal of a wider recovery," he said. But the president may be giving the financial sector too much credit "It was in a free fall，and it was a very scary period." Economist Martin Neil Baily said. After the failure of Lehman Brothers, many of the world's largest banks feared the worst as the collapse of the housing bubble exposed in investments in risky loans.
Although he says the worst is just over, Baily says the banking crisis is not. More than 130 US banks failed in 2009. He predicts high failure rates for smaller, regional banks in 2010 as commercial real estate loans come due.
"So there may actually be a worsening of credit availability to small and medium sized businesses in the next year or so."
Analysts say the biggest problem is high unemployment, which weakens demand and makes banks reluctant to lend. But US Bankcorp chief Richard Davis sees the situation differently.
“We're probably more optimistic than the experts might be. With that in mind, we're putting in everything we can, lending is the coal to our engine, so we want to make more loans. We have to find a way to qualify more people and not put ourselves at risk."
While some economists predict continued recovery in the future, Baily says the only certainty is that banks are unlikely to make the same mistakes twice. "You know, forecasting's become a very hazardous business so I don't want to commit myself too much. I don't think we know exactly what's going to happen but ifs certainly possible that we could get very slow growth over the next year or two."
If the economy starts to shrink again, Baily says it would make a strong case for a second stimulus—something the Obama administration hopes will not be necessary.
19 What does President Obama hope the banks will do?
20 What is Martin Neil Baily's prediction about the financial situation in the future?
21 What does U.S. Bankcorp chief Richard Davis say about its future operation?
22 What does Martin Neil Baily think of a second stimulus to the economy?

三、答案

19-22:CBDD

【翻译】

在美国政府和纳税人的帮助下，美国银行业得以复苏，

奥巴马总统与各银行高管举行了会议并告诉银行是时候作出回报了。

他说：“我认为现在银行更有义务去完成更大范围的经济复苏这一目标，”

但是总统或许太相信财政部门了。

经济学家马丁·尼尔·贝利说：“银行业危机目前处于自由下滑状态，现在是令人恐慌的时期。”

房产泡沫破灭之后，风投资金面临高风险，雷曼兄弟破产，很多世界级大银行担心自己也将迎来最坏的状况。

尽管贝利称最糟糕的情况已经过去了，但是他说银行业的危机还没有结束。

2009年已经有130多家美国银行倒闭。

他预计在2010年，规模较小的地区性银行倒闭的几率较大，原因是商业地产贷款将到期。

“所以预计明年左右，中小企业信贷的数额可能会日益缩小。”

专家称目前最大的问题是高失业率，这会导致借贷需求减少以及银行不愿意放贷。

但是美国合众银行首席执行官理查德·戴维斯看待这个问题角度有所不同。

“我们比一些经济专家更乐观。

基于乐观的态度，我们在尽自己最大的努力，借贷就好像煤炭对于引擎的作用一样，所以我们要放出更多的贷款。

我们会找到一种方式让更多的人具备贷款资格并不把我们置于危险之中。”

尽管一些经济学家预计银行业会在未来持续复苏，但是贝利说我们唯一能确定的是银行不太可能再犯同样的错误。

“你知道，局势复杂多变,不容易预测，所以我不想过多地参与。

我认为我们不能确切地知道接下来会发生的事情，但是我们可以在未来一两年内让经济缓慢好转。”

如果美国经济再次下滑，贝利认为美国政府应该有充分的理由二度刺激经济——奥巴马政府希望不会出现这样的情况。

问题19到22是基于刚刚所听到的那段录音。

问题19：奥巴马总统希望银行做什么？

问题20：马丁·尼尔·贝利预计未来的财务状况将会怎样？

问题21：美国合众银行首席执行官理查德·戴维斯对银行的未来运营说了什么？

问题22：马丁·尼尔·贝利对二度刺激经济有什么看法。