2019年12月英语六级听力真题-第2套-长对话2

【真题完整试卷在”公-重-浩“：超能资料库】

听力试题、听力原文、答案：

一、听力试题：

Conversation 2.

5. A) She paid her mortgage.

B) She called on the man.

C) She made a business plan.

D) She went to the bank. 

6. A) Her previous debt hadn’t been cleared yet.

B) Her credit history was considered poor.

C) She had apparently asked for too much.

D) She didn’t pay her mortgage in time. 

7. A) Pay a debt long overdue.

B) Buy a piece of property.

C) Start her own business.

D) Check her credit history. 

8. A) Seek advice from an expert about fund raising.

B) Ask for smaller loans from different lenders.

C) Build up her own finances step by step.

D) Revise her business proposal carefully.

二、听力原文：

Conversation 2.

M: How did it go at the bank this morning?
W: Not well. My proposal was rejected.
M: Really? But why?
W: Bunch of reasons. For starters, they said my credit history wasnot good enough.
M: Did they say, how you could improve that?
W: Yes, they said that after five more years of paying my mortgage,then I will become a more viable candidate for a business loan. But right nowit's too risky for them to lend me money. They fear I will default on anybusiness loan I'm given.
M: That doesn't sound fair. Your business idea is amazing. Did youshow them your business plan? What did they say?
W: They didn't really articulate any position regarding the actualbusiness plan. They simply looked at my credit history and determined it wasnot good enough. They said the bank has strict guidelines and requirements asto who they can lend money to. And I simply don't meet their financialthreshold.
M: What if you ask for a smaller amount? Maybe you could gathercapital from other sources, smaller loans from more lenders.
W: You don't get it. It doesn't matter. The size of the loan I askfor, or the type of business I propose. That's all inconsequential. The firstthing every bank will do is study how much money I have and how much debt Ihave before they decide whether or not to lend me any more money. If I want tocontinue ahead with this dream of only my own business, I have no other choice.But to build up my own finances, I need around 20% more in personal savings and50% less debt. That's all there is to it.
M: I see now it's a huge pity that they rejected your request, butdon't lose hope. I still think that your idea is great and that you would turnit into a phenomenal success.
Question 5. What did the woman do this morning?
Question 6. Why was the woman's proposal rejected?
Question 7. What is the woman planning to do?
Question 8. What does the man suggest the woman do?

DBCB

【翻译】

对话二

早上在银行的事情怎么样了？

不太顺利，我的申请被拒绝了。

真的吗？为什么啊？

原因有很多。首先，他们说我的信用记录不太好。

那他们有说怎么去改善吗？

说了，他们说我的按揭贷款至少还要再还五年，然后我才能成为一个更合格的商业贷款候选人。

现在因为风险太大所以不能把钱贷给我，他们担心我会拖欠他们发放给我的商业贷款。

听起来不公平啊，你的商业想法这么棒，你给他们看你的商业计划书了吗？他们怎么说的？

对于实际的商业计划，他们并没有明确表达自己的立场。

他们只是看了我的信用记录，然后就认定我的信用记录不够好。

他们说，银行对贷款对象有严格的准则和要求。

我在财务上根本达不到他们的标准。

如果你贷少一点的金额呢？或许可以从其他渠道筹集资金，从更多的贷款人那里获取小额贷款。

你不明白，问题不在于我要求贷款的规模、或者我要办理的业务类型，这些都不是重点。

每家银行要做的第一件事情就是要弄清楚我有多少钱以及我有多少债务，然后再来决定是否贷给我更多的钱。

如果我想继续自己的事业，继续这个梦想，那么没有其他选择，

只能先把我自己的财务状况搞好，个人存款再提高20%，债务再减少50%，这样就没有问题了。

我现在明白了，他们拒绝了你的申请真的很遗憾，但不要失去希望。

我还是认为你的想法很好，你会取得很大的成功的。

这位女士今天早上做了什么？

这位女士的申请为什么会被拒绝？

这位女士打算怎么办？

这位男士建议这位女士怎么做？