As complete openess of our country's financial industry,more intense competetion has taken place among commercial banks and also intermediate business become more important as a new-type business.Thus it can be seen,internal commercial banks take intermediate business as a necessary choice for growth of profit so that it is the timing of developement and creation of intermediate business.That is, study of intermediate business has not only theoretical but practical significance.This diss abstract some restricted conditions constraining developement of intermadiate business via analyzing aspects of internal commercial banks,and coming up with some strategies in addition.